It’s hard to believe that we’re in the middle of October already. Before we know it, the holidays will be here and the shopping season will be in full swing. Whether you’re gearing up for holiday shopping or just looking for some ways to cut down on spending, I wanted to share some apps that can help. Two will help you replenish your savings, and the other two help you save when you shop and eat.
Digit is an app that makes it painless to save money.
You link it to your bank account and it will analyze your spending and determine the perfect amount to automatically set aside each day. It aims to divert an amount small enough that you won’t even notice it, but over time, the savings can add up drastically.
This nifty app allows you to roll your spare change into an investment account that has the potential to grow much faster than a savings account.
You can link it to your debit card, and when you spend less than a whole dollar amount, it will round up and automatically reinvest the remainder into your account (for example, if you spend $4.75, it would invest 25 cents). You can also add money on a one-off basis.
Never pay full price on clothes or shoes again with this app.
You’ll save big bucks by buying pre-owned (sometimes brand new) items from other users. On top of that, you can sell your own gently used clothes, shoes, and accessories like jewelry and sunglasses to make some extra bucks.
These are just a few ways to save money this holiday season. If a new home is on your shopping list, I’d be happy to help you. Please give me a call at your convenience.